Estimate example · Accident repair

Car Body Repair Estimate Example for Insurance

A 6-page accident repair estimate: vehicle and claim details, damage diagram, panel-by-panel repairs, parts and labour, who pays what and repair steps.

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At a glance

This example in numbers

About this example

This example is the estimate an accident repair centre writes after a low-speed front-corner collision on a 2022 compact SUV. It replaces the bumper cover, energy absorber, grille, right headlamp and wing with new OEM parts, paints and blends the panels, measures the structure, recalibrates the front radar and camera, and aligns the wheels, for an insurance claim with a $500 excess.

Accident repair estimates are read by two people, the car owner and the insurance assessor, so this one serves both. A vehicle and claim table, a damage diagram and a panel-by-panel table show what was found and how each part is repaired. Parts and labour are itemised with labour hours and rates, including the ADAS calibration many owners do not expect. A short table shows who pays what, followed by the repair timeline with dates, a lifetime warranty, terms on supplements, parts and storage, and a repair authorisation the owner signs.

Who it is for

Body shops, accident repair centres, mechanics and dealers who write repair estimates that customers and insurance assessors both need to approve.

Inside and how to use it

What this example contains, and how to make it yours

What's inside

  • A cover with the car in the bay and an estimate summary
  • Vehicle, VIN, mileage, insurer and claim details
  • A damage diagram and a panel-by-panel repair table
  • Parts and labour itemised with hours, rates and ADAS calibration
  • Who pays what, a dated repair timeline and the warranty
  • Terms on supplements, parts and storage, and a repair authorisation

How to adapt it

  • Write the estimate after strip-down, not from photos alone
  • List calibrations and alignments; they are easy to forget
  • Show the excess split so the owner knows what to bring
  • Explain supplements before hidden damage is found

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